I think more than 20 over the limit makes you ineligible.
If you are eligible, DON'T take the online def. driving (tried it once ... got my money back after an hour of feeling like a monkey wired in a space capsule) or the take-home video one ... they take much longer and you actually have to pay ATTENTION. Take one with a free dinner at Grandy's or such and sleep or doodle in the back of the class.
I got nailed near El Paso for 10 over (really 20), paid it no contest thinking not much would happen and my insurance went up 200 a year!
